Published 21:01 IST, January 27th 2025
'SIPs Make Money For...' Edelweiss' Radhika Gupta On Mutual Funds | Full Post
Gupta highlighted that the Rs 26,000 crore in monthly investments has helped stabilise Indian capital markets, particularly during FII outflows.

Radhika Gupta, the founder of Edelweiss Mutual Fund, has shared her perspective on the role of Systematic Investment Plans (SIPs) in shaping India’s investment landscape. In a tweet, Gupta explained how SIPs have become an essential tool for both investment and regular savings for Indian investors.
The mutual fund industry created an instrument that appeals not just to the investment needs, but the regular savings needs of Indian investors. We spend time educating investors and money marketing this solution.
Today, crores of investors - common investors - use it and trust…— Radhika Gupta (@iRadhikaGupta) January 27, 2025
She highlighted that mutual funds have created a solution that appeals to the savings needs of a broad range of investors, with crores of individuals trusting SIPs. This collective trust, Gupta noted, amounts to Rs 26,000 crore in monthly investments, which has contributed to the stability of Indian capital markets, especially during times of significant Foreign Institutional Investor (FII) outflows.
Gupta pointed out that SIPs have proven to be effective over the long term, even when equity markets yield average returns. She explained that SIPs offer fund managers the ability to deploy capital gradually, which can help mitigate risks.
Gupta also mentioned that her global counterparts are impressed by how quickly India has built a retail equity culture, with many countries struggling to achieve similar results. She reflected on how, in the past, equity markets were often seen as speculative and risky, but today, more individuals are embracing equity investing through SIPs.
While acknowledging that SIPs are not without flaws, Gupta stressed that they are a functional and efficient savings and growth tool. She expressed concern over negative narratives in the media, such as claims that mutual funds are scams or that retail investors are making unwise decisions. According to Gupta, such views do not serve the best interests of Indian investors.
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Updated 21:01 IST, January 27th 2025